Custom Benefits was founded by Kathy Laskowski as a way to
provide the business community with a caring, insightful resource
for benefits design and planning. Practicing benefits planning and
plan administration for over twenty years has given Kathy the
tools and the perspective to see the problems and the
opportunities confronting employers and employees alike. Her
experience has included negotiating reinsurance contracts and
crafting custom employee benefits plans to fit unique workplace
As a virtual partner in an organization's benefits operation,
Kathy's expertise is brought to bear with great effect on the
challenges facing current and future clients of Custom
No two organizations are exactly alike. We focus on making the
effort required to
create benefits plans which fit the needs
and deliver value to employers and employees.
While the name Custom Benefits may sound generic, the creativity
professionalism we apply to each situation gives true
meaning to the words.
The Promises that Earn Trust
Client Issues will be addressed promptly with excellent follow
Client Issues will be documented in CBI's Client Management
All client calls will be addressed daily.
Quarterly meeting will address pending renewals, new state and
federal laws and carrier changes/issues.
Carrier Renewals will be addressed in a timely fashion and
include creative plan designs, network comparisons and tax
advantages with different contribution options.
CBI will all prepare employee communications concerning plan
changes, new carrier information and open enrollment requirements.
We will be responsible for processing all the necessary
Assumptions are dangerous. We don't hesitate to get clarification
on all client issues, carrier changes and new state and federal
The day is not over until our client's work is done.
21st century benefits planning is as much about containing
escalating costs as ensuring the availability of care. Custom
benefits makes controlling costs more than an agenda item at
yearly meetings. We are constantly vigilant throughout the plan
year, on the lookout for potential pitfalls or opportunities
within each client's package.
Long Term Planning
Benefits are not benefits, unless they are beneficial. Employers
owe it to themselves and their employees to be proactive and
fastidious when crafting a menu of options from which to select.
Custom Benefits will evaluate your current plan against a
carefully drawn map of plan options. This process can take place
on a statistical basis in the background, or proactively involve
The Planning Process
Custom Benefits starts by assembling all carrier quotes, and
laying them out in a way that allows for meaningful comparison. We
carefully compare networks for quality and availability. We
present a compilation that shows the most competitive products and
premium funding arrangements. We recommend different plans
depending on industry changes that may occur upon renewal, to
minimize gaps in what is available going forward.
We can also design and monitor surveys to which your employees
may respond with regard to all aspects of your benefits package.
This will greatly help your benefits package be relevant to your
employee’s needs as well as encourage valuable dialogue.
We then plan and conduct employee meetings to present plan
packages. Our goal is always providing a choice that is clear,
affordable and tailored to the needs of the beneficiary as much as